99% cash advances. Minimum. 09 per $100 of Your Account Balance and Scotia Momentum® Mastercard®* credit card. Benefits : Earn an additional 0. The bonus interest rate of 4. 40 Bay Street Toronto, ON M5J 2L2. 416. For more information, please call 888-4-SCOTIA (72682) or visit our website at ** Cash Advance Fees are 7. Gather all the necessary documents based on the type of coverage you are applying for. Mortgage default insurance: Is mandatory if your down payment on your home purchase is under 20%. 95 /mth. DETAILS. 7092 F +1. This program is powered by DragonPass, and provides access to 1,200+ airport lounges globally, including participating Plaza Premium Lounges. 1. Second, you can earn a Premium Interest rate when you open a Premium Period(s), each of which can have a length of 90, 180, 270 or 360 days. (after a 60 day waiting period from the date of your job loss). Earn a welcome bonus of up to $400. The monthly premium rate is $1. Visa. You also have a 120-day grace period for your premium payments. Your forms can be mailed, faxed or emailed to the contact information provided in the form. Unity Managing Underwriters Ltd. any premium paid will be refunded through a credit to Your Account, and this Certificate willThe premium rate for coverage under Scotia Credit Card Protection is $1. Para acceder a Premiun Concierge, desde República Dominicana comuníquese a la Línea Platinum 829-200-8370, Internacional +415-625-1930 y al correo: scotiabank. 221. Eligibility: $12,000 yearly personal income. EMPLOYER STATEMENT – TO BE COMPLETED BY EMPLOYER OF THE. For each Premium Period, Premium Interest is calculated daily by applying the Premium. Apply now. $70. Everyday banking is easy online: Pay bills, check your balance and account history, transfer money between accounts and more. 99% on cash advances, balance transfers and Scotia Credit Card Cheques. 180 days: 0. For Disability benefits, if approved, benefits are payable to Scotiabank and become due following a 60 day qualifying period starting on the first loan payment due date following the end of your qualifying period. • The premium rate for coverage is based on Your Daily Account Balance which is calculated daily and billed monthly. The Program. Affordable monthly premiums for Credit Protection are based on your outstanding account balance and your coverage choices. Take the stress out of saving with the Momentum PLUS Savings Account and reward yourself with a great interest rate. 77973_Scotia_Credit_Card_Certificate_EN_printer. Scotia Line of Credit Protection: Life, Critical Illness, Disability, and Job Loss coverage. Scotia Credit Card Protection offers. Yo u are neve r re quire d to purc hase insuranc e: Ev that is of fered by your distributor; pe from a person who is as signed to yo u; or en if you are required to be insured, View Credit Card Insurance Application(1). 7092 F +1. 99% on cash advances. Fund expenses You do not pay these expenses directly. Family coverage is available for those age 59 and under 2. Calculate how much your premium could cost and learn more about how insurance coverage can benefit you and your family. Amex Offers, Amex Front Of The Line, American Express Invites, optional Scotia credit card protection. Job Loss Coverage. Buy Credit Card Balances Protection Insurance for Finance Stability for you and your family with unexpected event. Scotiabank Platinum American Express. GBP/EUR 0. If you’re a Scotiabank customer, you can also cancel or reschedule your appointment using the app:From the app’s Home screen, tap More Tap Contact us Tap Book an appointment. In the table titled Stop Payments for Removal, use the top checkbox to check all requests if you want to select all, or. 1. Start Demo. If I have Scotia Visa Balance Protection or Scotia Credit Card Protection insurance on my credit card, does having a Scotia SelectPay Installment Plan affect my claim benefit?Scotiabank Passport. “Spend Bonus Period ” refers to. Welcome bonus of up to 50,000 Membership Rewards® Points ($500 value) Redeem points for travel or convert them to a statement credit. Save up to hundreds of dollars a year. I'm getting a fee tacked on to my credit card every month from Scotiabank. I never really knew what it was and what it truly entailed until I saw this post about someone else receiving a refund after disputing it. • You authorize Scotiabank to charge the insurance premium and applicable sales tax to Your Scotiabank. There are also accelerated. Scotiabank. The STEP allows for increased flexibility and lets you initially borrow up to 80% of the value of your home. Low interest rates. 29 a month for every $100 of. Scotiabank Visa and American Express Primary Borrowers who are 18 years of age to 69 years of age, are Canadian residents and who have a Scotiabank account in good. Snowbirds and cross-border shoppers will love that this card features no foreign transaction fees, typically around 1. and Saturday from 9 a. Scotia advisors are available in every branch to help you understand, plan, and execute the right financial plan. Mortgage. Rewards: Earn 4% cash back on. Scotiabank Premium Banking - Contact Us Call or visit your Scotiabank Premium Banking Centre to learn more or to sign up. Show More. SCOTIA CREDIT CARD PROTECTION CLAIM FORM CRITICAL ILLNESS / HEALTH CRISIS PROTECTION CLAIMANT STATEMENT Unity Managing Underwriters Ltd. Scotiabank Premium Banking Bahamas, offers you an exclusive banking experience combining personalised advice and solutions with an enhanced level of service. A través de la Tarjeta de Crédito Scotiabank Visa Infinite tienes acceso al programa de lealtad ScotiaClub Premium acumulando el DOBLE de puntos ScotiaClub por cada dólar estadounidense o su equivalente en pesos dominicanos en TODAS TUS COMPRAS, los cuales puedes canjear por boletos aéreos, estadías de. Card. 2. 012272. 99% after that; annual fee $0). Annual fee 3. Además, te brinda los siguientes beneficios: Transacciones ilimitadas libre de costo. 95 for every $100 of outstanding balance. Start saving now. Now that you have the Scotia mobile app, learn how to: Securely log in to mobile banking with your debit card or username. 1 Subject to meeting Scotiabank's lending and credit criteria. 09 per $100 of Your Average Daily Balance until your 70th birthday, and $0. Earn 3 Scene+ points 7 on every $1 you spend at Sobeys, Safeway, IGA, Foodland & Participating Co-ops and more. Customers need to have a Line of Credit with Scotiabank in order to add protection. Scotia Investments’ Fund Managers have been managing portfolios for over 20 years. Cuotas Scotiabank: Línea de credito independiente para diferir tus compras extraordinarias de 2 hasta 48 cómodas cuotas. This is up from the previous 35% and 42% set. More than 12,000 organizations trust Skillsoft for employee learning and development. P. 99% purchases / 22. Get a quote for Credit Card Insurance Today!Get started with the Deactivate 2-Step Verification demo. The monthly Basic Protection premium is calculated for every $1,000 of your loan balance on the date your Scotia Loan Protection application is approved. PL E Scotia Credit Card Protection M Certificate of Insurance SA Please keep in. For starters, cancelling over the phone may be a more secure way to ensure that the registered cardholder is cancelling the account. com Scotia Credit Card Protection Certificate of Insurance Chubb Life Insurance Company of Canada certifies that the Insured(s) as named on the Schedule of Coverage are covered under and subject to the terms and conditions of: Group Policy Number TMH600165 issued to The Bank of Nova Scotia To cancel your Scotiabank credit card protection please call us at 1-855-753. BNSB. First, if your credit card balance is under $10, you will not be charged the balance protector premium. For Comprehensive Protection the monthly premium rate is $1. I authorise Scotiabank to provide the insurer with my Scotiabank credit card account number, monthly statement balance and any other necessary information. ® Scotiabankcom Surprisingly Simple Insurance Scotia Credit Card Protection Certificate of Insurance Please keep in a safe place SA MP LE ® Scotiabankcom Surprisingly Simple… Log in Upload File. ABM - Automated banking machine. Banking for Seniors. Scotia Credit Card Protection is a group insurance plan (“Group Policy”) issued to The Bank of Nova. Mortgage applicants will be limited to spending a maximum of 39% of their gross income on housing and can only borrow up to 44% of their gross income once other loans payments are included. Características. Mail Escalated Customer Concerns Office 44 King St West, Toronto, Ontario M5H 1H1. To learn more about changing your preferences at any time, please click the following link. Scotiabank Platinum American Express. To ensure your financial needs. An updated Scotia Credit Card Protection Certificate of Insurance will be available on Scotia Credit Card Protection page as of October 17, 2020. Comprehensive information on Tax Free Savings Account (TFSA). Protección opcional a través del Seguro de Vida y enfermedades graves para Tarjetas de Crédito. Exceptional Travel & Lifestyle Benefits and Comprehensive Protection. The Scotiabank MomentumPLUS Savings Account has a regular or base savings interest rate of 1. Aged 18 to 64. Your monthly insurance premium amount is added to your Scotiabank credit card account automatically and is reported on. 99% purchases / 22. . and 6 p. 7092 F +1. With no Coverage for Pre-Existing Conditions. “Promotional Period” refers to the period from August 1, 2023 to October 31, 2023. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. To cancel your Scotiabank credit card protection please call us at 1-855-753-4272 on Monday-Friday from 8 am - 8 pm ET. You must satisfy all of the following conditions to be eligible for coverage under the Group Policy. When that happens, the remaining outstanding installment balance under the installment plan will be re-applied to the balance owing on. Coverage is available to new or existing Scotiabank Auto Loan Borrowers (maximum of 2 insured borrowers), who are 18 years of age to 69 years. O. $3,000 into both a new Eligible RRSP and a new Eligible TFSA (for a total minimum of $6,000 combined) Both an Eligible RRSP and an Eligible TFSA. You can also use your Scotiabank Debit Card overseas to shop with millions of merchants in over 200 countries almost everywhere that Visa is accepted. 49 per $100 of Your Daily Balance for the remainder of Your coverage period. Not sure how to use the planner? Call us at 1-855-753-4272. Access eStatements. If you have any questions, please contact the Insurance Canada Service Centre (ICSC) at 1-855-753-4272 Monday-Friday 8am-8pm (ET), and one of our Customer Service Representatives would. Your monthly credit insurance premium amount is. You might think there’s a cost advantage, but this insurance is expensive at around $1 a month for every $100 spent. You can choose from any of the four different rates. POST REF. 22. Coverage is for expenses such as your additional and unplanned commercial hotel and meal costs. 4. When I signed up for my credit card 5 years ago as an international student, my bank put that shitty Payment Premium Protector bullshit on there. Scotia Travel Insurance offers a COVID-19 Pandemic Travel Plan, which offers coverage in the event of quarantine outside of Canada. Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)[email protected] up to 50,000 Aeroplan points†: Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card†. That means greater protection each and every time. Enjoy an unlimited number of transactions on your chequing and savings accounts through any of our convenient channels, while. Johnson estimated she's paid up to $8,000 in credit card. Frequently asked questions; Program tips; Advice+; Calculate your rewardsCredit scores in Canada fall into five categories and range from 300 (poor) to 900 (excellent). Information is provided in respect to legal notices and terms for Scotiabank and its affiliates. Start saving now. With the Scotiabank mobile app, you can easily deactivate 2-step verification (2SV) on your lost device. 99% 25. After CBC News contacted. There are a couple of reasons for this. To earn 10% cash back, make sure to use your new card to make everyday eligible purchases and earn 10% cash back on the first $2,000 you spend in your first 3 months from account opening. This is a list of Scotiabank credit cards that include trip cancellation insurance and/or trip interruption insurance benefits, as well as links to the current Certificates of Insurance with full details of these coverages:Trip Cancellation and Trip InterruptionScotiabank Passport Visa Infinite Card English PDFScotiabank American. Depending on what happened to you this can range from just making the minimum payments or paying off the debt. 00/use. Creditor insurance, sometimes known as credit protection, is an optional financial safety net for you and your family. Budgeting: Paying down your lower rate credit cards versus ones with a higher rate can help you bring down debt faster and can help positively impact your credit score. SCCP on credit card. I have a stable job working as an English teacher in Korea, but I plan to leave here August 2015, travel for some time and then go back home. m. Welcome to. To earn 10% cash back, make sure to use your new card to make everyday eligible. If your goals are more short-term, a HISA will be a better account for your savings. To cancel your Scotiabank credit card protection please call us at 1-855-753-4272 on Monday-Friday from 8 am - 8 pm ET. We invest in you to be better, be inspired and be empowered. Receive a first-year annual fee waiver (up to $150) for select credit cards 12. Your premium is billed monthly to your line of credit account based on your age and daily balance during the billing period. 1 (855) 753-4272. Your Scotiabank Premium Banking experience begins with your own dedicated Scotiabank Premium Relationship Officer, a trained professional who can provide you with personalised guidance and solutions for your banking, investing and borrowing needs. Savings Account Corporate & Commercial - Foreign Currencies Per Entry Fee (withdrawals) USD/CAD 1. 12. 668. Use the drop menu to choose an Account. The consumer is charged a monthly premium or fee, the cost of which is calculated pursuant to a rate formula based upon the outstanding balance on the credit card monthly account statement. Find out more. 32. 40% of learners upskilled to new roles. Simplicity. The longer you save, the higher your interest rate. The longer you save, the higher your interest rate. $500. 1-855-753-4272. 4, 2021 /CNW/ - Scotiabank announced today the launch of Scotia SelectPay ™*, a new payment solution for eligible Scotiabank Visa* credit cards that provides customers with the option to convert purchases made on. Scotiabank Trinidad & Tobago Limited. ( 888-472-6842) Toll free from anywhere in Jamaica. For mutual funds, call us at 1-800-268-9269 or visit a branch. Scotiabank Gold American Express® Card. For mutual funds, call us at 1-800-268-9269 or visit a branch. Hollenberg President Chubb Life Insurance Company Fact sheet. Use the form to recall your request. For the portion of the Account Balance in excess of $25,000, no premium will be assessed. 79%-27. Sign in to Scotia OnLine and start banking online today. Box 1097, Station B Willowdale, Ontario, M2K 3A2 T +1. In addition, you must request the extension before your coverage expires and pay the appropriate premium. US$1,350. Monday - Friday. 12 in rewards with the Scotiabank Gold American Express Card, eclipsing the $159. Flexible payment options. Save for multiple goals in one account. Your choice of a Scotiabank premium credit card. If you have any questions or need additional support, call us at. The STEP allows for increased flexibility and lets you initially borrow up to 80% of the value of your home. • the date Scotiabank receives Y our signed and dated Scotia Line of Credit Protection application; • the date specified in the Insurer’s approval letter, when approval is required; or • the date You sign Your Scotiabank Line of Credit agreement. Interest rates: 20. For example, mortgages often have five. This comprehensive coverage is available at a monthly premium rate of only $1. Earn 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring payments. 8:00 a. Scotiabank does this by: 1) Using the best security practices to protect the information you send or receive from our sites. 1. Activate 2-step verification (2SV)At Scotiabank, we build leaders. If you have any questions or need additional support, call us at. 2,‡. If you need assistance at any point, select the help icon. View SCCP_CERT_English_1471414_10_18Sample. This may go beyond the term of the loan. A credit score is a number that evaluates a person’s creditworthiness. 99% on purchases. Más información. To earn 10% cash back, make sure to use your new card to make everyday eligible purchases and earn 10% cash back on the first $2,000 you spend in your first 3 months from account opening. you must request the extension before your coverage expires and pay the appropriate premium. Answering a few questions will help you better understand your mortgage insurance needs. A Scotiabank customer with a fixed or variable rate term loan or demand loan, or a revolving credit facility. Most Popular;. $500. Do you have a scotiabank credit card? Have you noticed a SCCP premium charge? A lot of people were signed up for this insurance without their consent:Access eStatements. TORONTO, Aug. Scotiabank Premium Banking offers you an exclusive banking experience combining personalised advice and solutions with an enhanced level of service. $166. They claim that it's a no fee card, but this charge "SCCP INSURANCE PREMIUM $1. Annual fee: $120. All coverage is subject to the terms and. Find a Premium Banking Centre near you. Your monthly credit insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your statement. Either an Eligible RRSP or Eligible TFSA. m. 09 per $100 of Daily Balance until Your 70th birthday, and $0. 99% purchases / 22. Earn 2X the Scene+™ points for every $1 you spend on all your eligible purchases 1. However, in the event of your death or the diagnosis of a covered critical illness, this convenience could become your family's financial obligation. ScotiaLine® Personal Line of Credit. The letter did not address Johnson's request for proof. 79%-27. 7092 F +1. After March 15th, 2019 your Scotia Plan Loan Protection will no longer be available for renewal. 2-step verification. Mortgage. 99% 26. Get your education in Canada started right with the Scotiabank StartRight® Program 3. The premium rate for coverage under Scotia Credit Card Protection is $1. O. All your savings goals. Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points. We're available 24 hours a day, 7 days a week. 49 per $100 of Your Average Daily Balance for the remainder of Your coverage period. Please call the number on your Certificate of Insurance or Statement of Services. 22. The Scotiabank Ultimate Package is a premium chequing account that comes with a ton of perks including a generous welcome offer, unlimited and free transactions and e-Tranfers, and even free global ATM withdrawals. The claim payment will be pro-rated if a Disability benefit is payable for a portion of a regular payment. For Comprehensive coverage under $50,000, the monthly premium rate is $1. Interest is also payable on overdrawn balances, calculated daily at 21% (per annum), charged monthly. While this account does come with a hefty monthly account fee of $30. 1685 E SCCPClaims@umu. 09 per $100 of the average daily balance on your credit card account (plus any applicable provincial sales tax). Earn one ScotiaPoint for every USD $1 (or equivalent. 99% after that; annual fee $0). How Borrow Card Balance Protection Insurance for Financial Stability for you and your family in unexpected events. Premium Solutions with preferred products Credit card insurance is a product thatbanks marketas a way to help with credit card payments if customers losetheir jobs or getsick. As of December 31, 2022, Premium Series units of the Fund's expenses were 1. CONSUMER LAW GROUP is investigating the launch of a Canada-wide class action lawsuit out of Ontario and Quebec against Bank of Montreal (BMO), Bank of Nova Scotia (Scotiabank), Canadian Imperial Bank of Commerce (CIBC), Fédération des Caisses Desjardins du Québec (Caisse Populaire), Laurentian Bank of Canada, National Bank of Canada (NBC), Royal Bank of Canada (RBC) and Toronto-Dominion. Actual cards will vary. 49 per $100 of Your Daily Balance for. Los representantes de servicio se enfocarán en satisfacer tus necesidades, ayudándote a: Obtener información acerca de nuestros productos y serviciosHow much does it cost? Your Age at End of Each Billing Period. To earn 10% cash back, make sure to use your new card to make everyday eligible purchases and earn 10% cash back on the first $2,000 you spend in your first 3 months from account opening. Each supplementary Card 6. 99% on cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions) Minimum credit limit 3. 38 $2,000. The. Rev. Scotia Aria Conservative Pay Portfolio - Premium Series 2. Remember my username or card number. Net Asset Value information of the Scotiabank Mutual Funds can be found on Bloomberg, in the equities section, and on the Cayman Islands Stock Exchange (CSX), website under "Scotiabank". Earn 2X the Scene+™ points for every $1 you spend on all your eligible purchases 1. Your existing Scotia Plan Loan Life and Disability insurance covers: Your monthly loan payments should you become disabled and unable to work as a result of an illness or injury. The monthly premium rate is $1. For the latest updates on your banking, follow us on Instagram @scotiatt and connect with us there via Direct Message or, feel. Scotia Credit Card Protection insurance;. ® With Scotia Credit Card Protection, your coverage and premium is always based on your Account balance. Scotiabank® Scene+™ Visa* Card for Students. 0000002585 00000 n trailer Contact Us for 24/7 Customer Service Centre - Scotiabank Scotia Centre Branch rocharlle. Unlimited 3. com. Your monthly insurance premium amount is added to your Scotiabank credit card account automatically and is reported on your statement. Please refer to Your Schedule of Coverage, this Certificate and the DEFINITIONS section at the end of this Certificate for. Investing. 50) Branch: $10. 60" seems to be a fee. Your premium and coverage amount automatically adjust to match your outstanding insured Scotiabank Line of Credit account balance. 5. Forbes Advisor estimates that an average Canadian can net $823. 1. F irst, you earn a Regular Interest rate (and if you have an Ultimate or Preferred Package, the applicable Package Interest Rate Boost), which is applied to your daily closing balance and is paid monthly. 36-40. # DATE DATE. The claim payment will be pro-rated if a Disability benefit is payable for a portion of a regular payment. The following definitions apply to these Terms and Conditions: “Cardholder” means the primary cardholder of eligible Scotiabank credit cards. No premium will be charged if your previous month's statement balance. Annual fee. 99% cash advances. Personal line of credit insurance is. 09 per $100 of the daily balance on your credit card account (plus any applicable sales tax). The ScotiaGold Passport Visa Card’s fee is $65 (compared to $110). 2 Plus, get a 0% introductory interest rate on balance transfers for the first 6 months (22. 00 $2,425. such time, any premium paid will be refunded through a credit to Your Account, and this Certificate will be deemed to be void from the Effective Date. Scotiabank is to be applauded for being the first of the big-five banks to offer a no-FOREX-fee credit card to its Scotiabank Passport Visa Infinite Card. 56-58 Richmond St. The premium rate for coverage under Scotia Credit Card Protection is based on Your Daily Account Balance which is calculated daily and billed monthly. Scotiabank lines of credit is $150,000 or less. Get a quote required Credit Card Insurance Today!Access eStatements. @ScotiabankArena. Please keep this amendment notice with Your Certificate of Insurance for documentation. Scotia Flex Value Mortgage-Open 5 Year Term. spanishtown@scotiabank. Scene+ rewards. Optional Scotiabank Mastercard Credit Protection‡ provides up to $30,300 BBD/$15,000 USD in coverage with premiums based on the outstanding balance on your previous month’s Scotiabank Mastercard account. If you are looking for comfort,. About Premium Banking. 95 /mth. For example, if you spend $1500 on your credit card in August and $2300 in September, then you’ll pay about $15 for August’s insurance and $23 for September’s. So I have SCCP on my credit card and a balance of just under 2000$. 1 (855)753-4272. Exceptional Travel & Lifestyle Benefits and Comprehensive Protection. **. Premium Banking membership provides access to several benefits for a monthly fee of BB$70. Scotiabank's Momentum PLUS Savings Account allows individuals to save for multiple goals in one account. “Promotion” refers to this promotion and not any of the Bank’s other promotions or programs. m. To cancel your plan: • Select your eligible credit card and tap the Scotia SelectPay icon • Select the My plans tab and the installment plan you want to cancel • Tap __Review & cancel __Allow 1 to 3 business days for us to complete the processing of your installment plan. Solicítala aquí. (All images courtesy MLSE) Arena’s first all-inclusive club debuts. Interest rates: 20. Scotia Credit Card Protection A. Coverage is available for individuals who are up to 85 years old. 51% of its value, which equals $15. $0 - $350,000. Credit Protection can prevent this from happening. To cancel your plan: • Select your eligible credit card and tap the Scotia SelectPay icon • Select the My plans tab and the installment plan you want to cancel • Tap __Review & cancel __Allow 1 to 3 business days for us to complete the processing. The Scotia Total Equity Plan (STEP) is a flexible borrowing plan tied to the equity in your home. A Premium reduction may apply if you select multiple. SPECIAL OFFER. D. $0 /year. 00 per $1000 of the insurance coverage. For more information on Scotiabank Equity Powered GICs, the underlying basket of shares, return calculations and payments, please see the Scotiabank Equity Powered GIC Fact Sheet. Earn up to 7,000 bonus Scene+ points within your first year (that’s up to $70 towards travel). 20% 17. 83 offered by their Platinum equivalent. The premium for Single Life & Critical Illness coverage is only 53 cents /$100 of my outstanding balance. Scotiabank Aero Rewards are not exchangeable or transferable. Scotia Momentum® Mastercard®* credit card. Your Account balance is insured for up to $50,000, however, premiums are only calculated up to a maximum of $25,000. Scotiabank Credit Card Centre. Además, te da la facilidad de realizar compras por Internet y en establecimientos comerciales en. Premium Rate 1 per $100 of Monthly Benefit Amount. Provincial sales taxes are also added where applicable, and the premium is conveniently charged to Your Account. Scotiabank Gold American Express® Card. 95 per $100 of Your Average Daily Balance. Get started by activating your card. All coverage is subject to the terms and conditions outlined in the certificate of insurance which you will receive upon. Monitor your investments digitally with. If your credit card is lost, stolen or you need a replacement, please call us immediately. Monthly account fee. CLAIMANT STATEMENT - TO. Phone: (868)-627-2684. Comprehensive Protection Insurance Premium Calculation Example: Your premium is calculated based on your Daily Balance. For RESPs, RRSPs,. So much more than a study permit. Earn even more interest1 when you open and fund a Premium Period (s)2. net Rev. 60. 30% (the “Bonus Rate”) will apply to deposits made to the Account for 3 months (90 days) from the date the Account was opened (the “Bonus Rate Period”). Security. Visit your local branch for details on eligibility. $0* or $30. What happens at the end of a Premium Period in my Momentum PLUS Savings account? On the last day of your Premium Period, we'll deposit the Premium Interest you earned.